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6 November, 2006Insurance is one of those things you hope you will never need. And it's important to have adequate protection in the event of an accident. During club events (triathlon races, cycle races and recreational rides) only members who carry membership to either Triathlon Australia, Cycling Australia or Bicycle NSW (or some other organisation that carries insurance for its members) are insured for personal accidents and public liability. It is important to realise that just being a member of the Orange Cycle and Triathlon Club does not provide individuals with personal accident or public liability insurance. So, whether you are racing, training, cycle-commuting or just riding socially - you still need to consider insurance.
Bicycle NSW members are automatically covered by taking out a membership - and their membership fees are very reasonable. Visit their web site to find out more about their different types of insurance coverage. If you cycle but don't want to race, or a triathlete but don't want to race outside the club events, then joining Bicycle NSW is a good option.
For triathletes who want to race outside the club events then you will need to take out a membership with Triathlon Australia. Tri Australia members are insured when they are competing and training - but there are some rules to follow. For example, if you train on your own then you need to keep a log book of your training. Make sure you read their insurance policy documents.
Road cyclists who want to race will need to take out a membership with Cycling Australia. For more information about getting your license contact Mark Chapman (0427 459 051) or see the forum post.